The 4 Percent Rule Is Showing Its Age: Smarter Withdrawal Strategies For 2026

The 4 Percent Rule Is Showing Its Age: Smarter Withdrawal Strategies For 2026 Authored by Peter Daisyme via Due, The 4 percent rule has guided retirement planning for three decades. The idea is simple: withdraw 4 percent of your savings in year one, adjust that dollar amount for inflation each year after, and your money should last about 30 years. It is a useful starting point and a great mental shortcut. But the person who created it has spent recent years telling people it is...

By Tyler Durden