I spent 20 years and nearly $100,000 paying off my student loans. I'm done just in time for my youngest to start college.

The author said that she started making overpayments on her student loans once her oldest child graduated from college in 2022. Courtesy of Trisha Daab. As a single mom earning $36,000, my manager said grad school was the only way to earn more. When I graduated, I had about $69,000 in student loan debt for undergrad and grad school. Once my oldest graduated, I started paying more toward my loans and paid them off early. The year was 2006. Pluto had just been downgraded to a dwarf planet. I ...