One in Four New Housing Loans in Portugal Exceeds 90% of Property Value

In 2025, approximately 25% of new housing loans in Portugal were financed between 90% and 100% of the property's value, with public guarantees allowing banks to bypass the Bank of Portugal's 90% limit.

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observadorPortuguese8d ago

Crédito. Um em cada 4 pediu mais de 90% do valor ao banco

Cerca de 25% dos novos créditos à habitação contratados em 2025 tiveram um financiamento entre 90% e 100% do valor da casa. Garantia pública permitiu contornar limite de 90% do Banco de Portugal.

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One in Four New Housing Loans in Portugal Exceeds 90% of Property Value

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Crédito. Um em cada 4 pediu mais de 90% do valor ao banco

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