I spent $46,000 joining a Florida country club, but didn't fit in. It's my biggest financial regret.

Layton Cox and his wife joined a country club in Florida. Courtesy of Layton Cox Layton Cox and his wife moved from Texas to Florida. They joined a country club to make friends, but it didn't go to plan. Cox said paying almost $50,000 for membership and leaving after a year was his "No. 1" financial regret. This as-told-to essay is based on a conversation with Layton Cox, 35, a consultant based in Rosemary Beach, Florida. Business Insider has verified his country club membership and income...