Are premium rewards cards fair or foul? Let us know in our survey.

Lindsey Nicholson/UCG/Universal Images Group via Getty Images This post originally appeared in the Business Insider Today newsletter. You can sign up for Business Insider's daily newsletter here. The premium rewards cards people love collecting points on aren't always that rewarding. Whether it's the American Express Platinum, the Chase Sapphire Reserve, or the new Citi Strata Elite, Americans love their fancy credit cards. They come with hefty annual fees — $895 for Amex and Chase — but th...