‘Take a deep breath and pick up the phone’: a former union organizer on how to negotiate your debts down

Carrie Joy Grimes’ new book The Joy of Money offers tip and tools for middle-class Americans seeking out stability and security Carrie Joy Grimes wants you to know you’re not going to get rich – or even out of debt – just by practicing “latte celibacy”. She decries the online “shame gurus” who promote the financial equivalent of crash diets, and believes “the economy’s just become harder and harder for everyone to navigate.” Still, she argues, there are tools and tricks that can help many peo...

By Heather Timmons