My family and I have spent over $700,000 on long-term care for my mom and husband. I had to put life on hold.

Tamara Johnson has cared for her mother and now her husband. Courtesy of Tamara Johnson Tamara Johnson quit her corporate job to care for her husband years after her mother died in 2020. Johnson's family spent over $700,000 on care due to a lack of long-term care insurance coverage. Her husband's health issues and reduced income led to significant financial and personal challenges. This as-told-to essay is based on a conversation with Tamara Johnson, 58, who lives in Leesburg, Virginia. Joh...