Ghana Reference Rate Falls to 10.18%, Signaling Potential Borrowing Cost Relief

The benchmark rate used by Ghanaian commercial banks to price loans decreased from 10.61% in August to 10.18% in September 2026, potentially easing credit conditions for businesses and consumers.

2 Sept, 06:04 — 2 Sept, 06:04

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Ghana Reference Rate drops to 10.18% in September, could ease borrowing costs

The Ghana Reference Rate (GRR), the benchmark used by commercial banks to price loans, has dropped marginally from 10.61% in August to 10.18% in September 2026.

By Abubakar Ibrahim

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Ghana Reference Rate Falls to 10.18%, Signaling Potential Borrowing Cost Relief

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Ghana Reference Rate drops to 10.18% in September, could ease borrowing costs

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