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Mortgage and Refinance Rates Today, July 13, 2026: Purchase Rates Lower Than Refi

As of Monday, July 13, 2026, mortgage and refinance rates show that purchase rates have fallen back to be lower than refinance rates. This shift could influence decisions for prospective homebuyers and those looking to refinance existing loans.

13 Jul, 10:00 — 13 Jul, 10:00
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